Debt Consolidation New Jersey

Consolidating debt in New Jersey can be a great way to lower your bills and make paying all your credit cards and other debts cheaper and easier.

How Much Debt is the Average New Jersey Resident in?

The average debt per capita in New Jersey is $62,300, much more than the national average of $47,500. 13th of July, 2021.

Best Debt Consolidation Loans in New Jersey,


Upgrade is a debt consolidation lender for those in New Jersey, APR is 5.94-35.97%. The term is 3-5 years and a max of $50,000.

Lightstream is a debt consolidation lender which has an APR of 4.98% with a loan term of 2-7 years. Their max loan size is $100,000.

Best Egg is a debt consolidator for New Jersey,, APR is 5.99% for 3-5 years. The max loan is $50,000.

SoFi is a debt consolidator for New Jersey,, APR 4.99-19.63%. The term is 1-5 years with a maximum of $100,000.

PenFed offers debt consolidation loans in New Jersey,. The APR is from 5.99 – 17.99% for 1-5 years with a maximum of $50,000.

PayOff‘s loans offer an APR of 5.99% for a 2-5 year term. The maximum loan is $35,000.

Marcus offers New Jersey debt consolidation loans for APR 6.99-19.99% for 3-6 years. Loans max out at $40,000.

Avant is a debt consolidator than has an APR of 9.95 – 35.99% for 2-5 years. The maximum loan amount is $35,000.

LendingClub‘s debt consolidation loans have an APR 7-35%. The loan term is 3-5 years and the max you can borrow is $40,000.

Freedom Debt Relief also offers debt consolidation across the country but they don’t publicize their rates.

Check out a full list of debt consolidation lenders for New Jersey, here.