Debt Consolidation Hawaii

Getting a debt consolidation loan in Hawaii can be a great way to lower your bills and make paying all your credit cards and other debts cheaper and easier.

How Much Debt is the Average Hawaiian in?

Hawaiian residents are in much more debt than the national average

According to a recent state study, the average debt for a Hawaii resident using at least one credit card was approximately $65,000 in 2017.

That’s roughly $20,000 more than the national average debt per individual.

Mortgage debt, unsurprisingly, is the largest generator of consumer debt, according to the survey.

In reality, housing debt accounts for nearly 77 percent of all consumer debt on the islands.

This figure is 69 percent on a national level.

Best Debt Consolidation Loans in Hawaii


Upgrade is a debt consolidation lender for those in Hawaii, APR is 5.94-35.97%. The term is 3-5 years and a max of $50,000.

Lightstream is a deb consolidation lender which has an APR of 4.98% with a loan term of 2-7 years. Their max loan size is $100,000.

Best Egg is a debt consolidator for Hawaiians, APR is 5.99% for 3-5 years. The max loan is $50,000.

SoFi is a debt consolidator for Hawaiians, APR 4.99-19.63%. The term is 1-5 years with a maximum of $100,000.

PenFed offers debt consolidation loans for Hawaiians. The APR is from 5.99 – 17.99% for 1-5 years with a maximum of $50,000.

PayOff‘s loans offer an APR of 5.99% for a 2-5 year term. The maximum loan is $35,000.

Marcus offers Hawaiians debt consolidation loans for APR 6.99-19.99% for 3-6 years. Loans max out at $40,000.

Avant is a debt consolidator than has an APR of 9.95 – 35.99% for 2-5 years. The maximum loan amount is $35,000.

LendingClub‘s debt consolidation loans have an APR 7-35%. The loan term is 3-5 years and the max you can borrow is $40,000.

Freedom Debt Relief also offers debt consolidation across the country but they don’t publicize their rates.

Check out a full list of debt consolidation lenders for Hawaii here.