Debt Consolidation AZ

Consolidating debt in Arizona can be a great way to lower your bills and make paying all your credit cards and other debts cheaper and easier.

How Much Debt is the Average Arizona in?

According to a recent research from the Motley Fool, Arizonans’ personal debt loads are roughly $10,000 higher per capita than their annual income.

According to research conducted by the finance website, Arizona is one of 15 states where residents owe more than they earn each year.Arizona people owe $53,060 per capita, which is $9,410 more than the state’s yearly per capita income of $43,650.

Arizona is fourth among the 15 states with negative income-to-debt ratios, according to the Motley Fool.

According to the Motley Fool, Arizona’s per capita debt load is much higher than that of the average American, who has $38,000 in personal debt.Home mortgage balances are not included in this total.

Best Debt Consolidation Loans in AZ


Upgrade is a debt consolidation lender for those in AZ, APR is 5.94-35.97%. The term is 3-5 years and a max of $50,000.

Lightstream is a debt consolidation lender which has an APR of 4.98% with a loan term of 2-7 years. Their max loan size is $100,000.

Best Egg is a debt consolidator for Arizona, APR is 5.99% for 3-5 years. The max loan is $50,000.

SoFi is a debt consolidator for AZ, APR 4.99-19.63%. The term is 1-5 years with a maximum of $100,000.

PenFed offers debt consolidation loans for AZ. The APR is from 5.99 – 17.99% for 1-5 years with a maximum of $50,000.

PayOff‘s loans offer an APR of 5.99% for a 2-5 year term. The maximum loan is $35,000.

Marcus offers AZ debt consolidation loans for APR 6.99-19.99% for 3-6 years. Loans max out at $40,000.

Avant is a debt consolidator than has an APR of 9.95 – 35.99% for 2-5 years. The maximum loan amount is $35,000.

LendingClub‘s debt consolidation loans have an APR 7-35%. The loan term is 3-5 years and the max you can borrow is $40,000.

Freedom Debt Relief also offers debt consolidation across the country but they don’t publicize their rates.

Check out a full list of debt consolidation lenders for Arizona here.