Columbus Ohio Debt Consolidation

Before signing up for a debt consolidation loan, we recommend speaking with the non profit loan advisor Money Fit. They offer free advice and materials to help you get out of debt including credit counseling. They have helped thousands of people in Columbus Ohio get debt consolidation loans.

If you’re looking for a local company look no further than InCharge which provides free, nonprofit credit counseling and debt consolidation programs to Ohio residents. If you live in Ohio and need help paying off your credit card debt.

How Much Debt is the Average Ohioan in?

Ohio, which was 49th in economic growth in the United States in 2011, is now number 38 and increasing in 2019. A comeback has been prompted by the state’s low cost of living, excellent educational institutions, and readiness to accept businesses other than manufacturing.

However, Ohioans, like Americans around the country, continue to struggle with personal debt, particularly credit card debt.

Students in Ohio are in debt an average of $30,605. The average credit card debt in Ohio is $5,446 per person, which is lower than the national average of $5,700, but these figures don’t tell the whole story.

Ohio is ranked 12th in the nation in terms of bankruptcy filings per capita, which seems excessive for a state with below-average debt.For anyone seeking to get out of debt, bankruptcy should be the absolute last resort – the nuclear option.

Other options, such as debt management, can provide relief for a lower price.

Best Debt Consolidation Loans in Ohio

Lightstream offers debt consolidation for Ohioans , APR is 4.68%. The term is 2-7 years and and a max loan is $100,000.

Upgrade is a debt consolidation lender for those in Ohio, APR is 5.94-35.97%. The term is 3-5 years and a max of $50,000.

Best Egg is a debt consolidator for Ohioans, APR is 5.99% for 3-5 years. The max loan is $50,000.

SoFi is a debt consolidator for Ohioans, APR 4.99-19.63%. The term is 1-5 years with a maximum of $50,000.

PenFed offers debt consolidation loans for Ohioans. The APR is from 5.99 – 17.99% for 1-5 years with a maximum of $50,000.

PayOff‘s loans offer an APR of 5.99% for a 2-5 year term. The maximum loan is $35,000.

Marcus offers Ohioans debt consolidation loans for APR 6.99-19.99% for 3-6 years. Loans max out at $40,000.

LendingClub‘s debt consolidation loans have an APR 7-35%. The loan term is 3-5 years and the max you can borrow is $40,000.

Prosper debt consolidation loans have an APR of 7.95%-35.99%. The loan term is 3-5 years and you can borrow up to $40,000.

Avant is a debt consolidator than has an APR of 9.95 – 35.99% for 2-5 years. The maximum loan amount is $35,000.

Check out a full list of debt consolidation lenders for Ohio here.