Getting a debt consolidation loan in Texas can be a great way to lower your bills and make paying all your credit cards and other debts cheaper and easier. How Much Debt is the Average Texas Resident in? In Texas, the average household credit card debt is $6999. The average credit score is 680. In … Read more
Beware of Debt Settlement Services In the majority of cases, debt settlement does not work and can cost you thousands of dollars in fees, leaving you even further in debt. You can get free help in NYC by calling 311 and asking for a NYC Financial Empowerment Center near you or visit nyc.gov/ProtectYourMoney What is … Read more
Before signing up for a debt consolidation loan, we recommend speaking with the non profit loan advisor Money Fit. They offer free advice and materials to help you get out of debt including credit counseling. They have helped thousands of people in Maine get debt consolidation loans. How Much Debt is the Average Maine Resident … Read more
Before signing up for a debt consolidation loan, we recommend speaking with the non profit loan advisor Money Fit. They offer free advice and materials to help you get out of debt including credit counseling. They have helped thousands of people in Columbus Ohio get debt consolidation loans. If you’re looking for a local company … Read more
OneMain Financial offers loans from $1,500-$20,000 the APR is from 18.00-35.99%. Pros & Cons Pros Option to choose your payment date. They have joint and secured loans. Loans funded the same or next business day. Direct payment to creditors from debt consolidation loans. Great for those low credit borrowers. They look at your entire credit … Read more
Avant offers debt consolidation loans ranging From $2,000-$35,000 and APRS ranging From 9.95%-35.99%. Loan lengths range from 24 to 60 months and there is an administration fee up to 4.75%. Pros & Cons Pros Able to fund loans the next business day. You can change your payment date. 60 months loan available Soft credit check. … Read more
Discover offers debt consolidation loans of $2,500-$35,000 and has an APR of 5.99-24.99%. Pros & Cons Pros No origination fee or prepayment fees. Direct payment to creditors offered Mobile app offered to manage loan. Payout of loans the next business day. Wide variety of repayment term options. Can be used for a lot of different … Read more
Marcus is a FinTech startup founded and run by Goldman Sachs. Their debt consolidation loans are from $3,500-40,000. The offer loans with an APR starting at 6.99 and ranging to 19.99%. Pros & Cons Pros No fees (no origination, late payment or prepayment fees) Wide variety of repayment term options. For example you can change … Read more
LendingClub is a digital marketplace that provides completely branchless banking as well as personal loans ranging from $1,000 to $40,000. Their consolidation loans range from 7.04-35.89%. Borrowers can pick between 36 and 60 month loan lengths. It is a fantastic alternative for consumers with acceptable to good credit because the eligibility restrictions are less stringent … Read more
Bruins Capital offers debt consolidation by mailer and website. They are not BBB (Better Business Bureau) accredited. They have a PO Box as an address and no obvious parent company information. Their reviews are also not on established websites. The send out mailers and try and trick people into signing it. They seem to work … Read more